Our Credit Cards

Both of us make a living writing about loyalty programs, points/miles, and credit cards. We write about this topic from a genuine place. After all, we have been able to travel the world in style for minimal out-of-pocket cost thanks to points/miles and credit card perks.

We currently have 40 active credit cards with combined ongoing annual fees of $6,060. Around $1,400 of Katie’s annual fees are reimbursed by The Points Guy. However, we only carry cards that we would pay for ourselves.

With that in mind, here are all of the cards that we carry as of December 2, 2020.

The links are to refer-a-friend offers where we currently have them. As sign-up offers may change, we highly recommend checking other sources to see if you can find a higher offer. If our links provide the best offer, we appreciate it if you sign up through these links.

American Express



  • Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
  • CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
  • American Airlines AAdvantage® MileUp℠ Mastercard®
  • Citi Prestige® Card
  • Citi Premier® Card
  • Citi® Double Cash Card
  • Citi Dividend Card
  • AT&T Access Card From Citi

Capital One

Bank of America

  • Alaska Airlines Visa Signature® card
  • MERRILL+® Visa Signature® credit card


  • AAdvantage® Aviator® Mastercard®